Experience elevated fashion with the Myntra Kotak co-branded credit card. This exclusive card provides a curated selection of premium benefits tailored for the sophisticated fashion consumer. Enjoy complimentary Myntra Insider membership, a welcome voucher worth INR 500, and access to select airport lounges for seamless travel.
Maximize your rewards with milestone-based incentives and benefit from an annual fee waiver. This card provides enticing cashback offers on Myntra and participating partner brands, allowing you to make every purchase a stylish statement. The Myntra Kotak credit card is tailored to meet the needs of today’s fashion-conscious individual.
Features
- Earn 1.25% cashback on all online and offline transactions.
- Receive a 5% cashback with the Preferred Partners category.
- Enjoy a 7.5% discount on Myntra platforms.
Welcome Offer
- Get the Myntra voucher worth INR 500 upon activation.
- To get the voucher you need to complete 1 transaction of INR 500 or more within 30 days of card issuance.
- The voucher will be received via email or SMS and can be availed on paid variants only.
Movies: Receive two free PVR tickets valued at INR 250 each when you make purchases totaling more than INR 50,000 in every calendar quarter.
The Myntra Kotak Credit Card presents a compelling proposition for frequent Myntra users. Its attractive cashback program and exclusive Myntra benefits, including preferential access to sales and enhanced shopping experiences, cater directly to fashion-conscious consumers. While the cashback structure includes limitations such as a cap on rewards and exclusions on certain spending categories, strategic spending can optimize its value. Therefore, the card offers a financially advantageous solution for individuals who regularly utilize Myntra and its affiliated retailers.
Myntra Kotak Credit Card Overview
Style Up Your Spend With Myntra Kotak Credit Card
The Myntra Kotak co-branded credit card offers a compelling proposition for the fashion-conscious consumer. Designed for the younger generation, this card provides exclusive cashback on Myntra purchases and select partner brands. New cardholders receive a INR 500 Myntra voucher upon joining, along with a complimentary Myntra Insider membership.
Beyond shopping benefits, the card includes complimentary airport lounge access, enhancing the travel experience. Cardholders also enjoy additional rewards tied to spending milestones. Further enhancing its value, the card offers an annual fee waiver.
The Myntra Kotak credit card is positioned as a premium offering, combining financial benefits with access to exclusive lifestyle perks, catering to individuals who value both style and financial prudence.
Myntra Kotak Credit Card Features & Benefits
Experience the ultimate shopping companion with the Myntra Kotak Credit Card, a contender for the best credit cards in India. This card weaves exclusive Myntra discounts with incredible savings, offering a suite of benefits that include hefty cashback, a welcome voucher, lounge access, and milestone rewards. It’s the perfect accessory for savvy spenders seeking to blend fashion with fiscal finesse, ensuring every purchase is as rewarding as it is stylish.
Myntra Kotak Card Fee Waiver Benefits
The Myntra Card offers a range of exclusive benefits to its users, including a fee waiver feature that enhances the cardholder experience. With this card, customers can enjoy shopping on Myntra without worrying about annual fees, providing a convenient and cost-effective way to access a plethora of fashion and lifestyle products.
- Spend INR 2 lakhs in a year and get the renewal fees waived off.
Myntra Kotak Card Lounge Benefits
Unlock the world of relaxation and comfort with the exclusive lounge benefits associated with this credit card. Cardholders gain access to a network of premium airport lounges, offering a tranquil retreat while traveling. Enjoy complimentary amenities, refreshments, and a peaceful atmosphere, elevating the overall travel experience.
- Get 1 complimentary lounge access every quarter.
Myntra Kotak Card Fuel Surcharge Benefits
Experience the convenience of fuel surcharge benefits with this credit card. Cardholders can enjoy savings on fuel expenses at participating fuel stations. This perk not only helps reduce costs but also makes everyday commuting more economical, adding extra value to the cardholder experience.
- Get the benefit of a fuel surcharge waiver on fuel spends of INR 500 to INR 3000.
- The maximum fuel surcharge waiver available each year is INR 3500.
- There will be no cashback on fuel purchases.
Myntra Kotak Card Quarterly Benefits
Unlock the exclusive quarterly benefits of the Myntra Kotak Card. Cardholders enjoy a range of perks, including discounts, cashback, and rewards. With every calendar quarter, users can seize the opportunity to maximize savings and enhance their shopping experience across a variety of categories.
- Receive two free PVR tickets valued at INR 250 each when you spend over INR 50,000 in each calendar quarter.
- Quarterly benefits are applicable to eligible expenditures, excluding those in the Rent, Wallet, Fuel, and EMI transaction categories.
Myntra Kotak Card Milestone Benefits
Embark on a rewarding journey with Milestone Benefits. Upon reaching spending milestones, unlock exclusive rewards and discounts tailored to elevate your shopping and lifestyle experiences.
- Receive two PVR movie tickets, each worth INR 250, for free when you spend over INR 50,000 every three months.
- Please note that expenses in certain categories like Rent, Wallet, and Fuel will not count towards the INR 50,000 threshold needed for quarterly perks.
Myntra Kotak Card Additional Benefits
Explore a world of additional perks and advantages that enhance your financial experience. Unlock a range of exclusive benefits, including discounts, rewards, and more. Elevate your lifestyle and enjoy added value with these exceptional offerings, designed to complement your financial journey.
- Pay with safety using the contactless feature.
- Get access to customer support service round the clock.
- Use the card for UPI transactions easily and get 1.25% cashback as well.
Myntra Kotak Credit Card Shopping Benefits
Embark on an exclusive journey with the best shopping credit card in India and tap into the myriad of perks that come with the Myntra Insider community. This card not only enhances your shopping experience with select benefits but also integrates seamlessly into your lifestyle, rewarding your fashion choices every step of the way.
- The Myntra Insider Program will welcome all cardholders within 30 days after their card is issued.
- Cardholders will enjoy Select Member status in the Myntra Insider Program.
- To retain their Insider status, cardholders must spend at least INR 7,000 and place a minimum of five orders annually on the Myntra platform.
Myntra Kotak Credit Card Cashback Benefits
Delight in savvy spending with a card that rewards your lifestyle. The Myntra Credit Card brings a plethora of cashback benefits across a wide range of services, ensuring that every transaction adds value back into your pocket. Enjoy the convenience of shopping, dining, and traveling while accruing rewards that make every rupee count. The benefits that you get with the best cashback credit card in India are as follows:
- Cardholders can receive a 5% cashback on expenditures across various preferred partner merchants, enhancing the shopping experience with significant savings.
- The cashback is capped to ensure a balance of benefits, with a maximum of INR 1,000 that can be earned per statement cycle across all partner merchants.
- A substantial instant discount of 7.5% is available on all transactions made through Myntra’s platforms, up to INR 750 off per transaction, providing exclusive savings right at your fingertips.
- An ongoing cashback rate of 1.25% applies to all other purchases made online and offline, except for spends on rent, wallet top-ups, and fuel, allowing for unlimited accumulation of rewards.
- Any transactions converted into EMI or those falling under the excluded categories will not accrue cashback, ensuring clarity and fairness in the rewards process.
- In addition to these cashback offers, cardholders will be granted complimentary membership to the Myntra Insider Program, granting access to a world of additional perks and privileges within the Myntra ecosystem.
Myntra Kotak Credit Card Fees & Charges
This card is the epitome of facilities with minimal charges, making it one of the finest options. The charges that you should be aware of are as follows:
Cash Advance: 2.5% of the advance amount with a minimum of INR 500.
Over Limit Penalty: INR 500
Minimum Repayment Amount: 5% or 10% as per bank policy
Card Replacement Fee: INR 100
Late Payment Fees
- Upto ₹100: ₹0
- From ₹101 to ₹500: ₹100
- From ₹501 to ₹5000: ₹500
- From ₹5001 to ₹10000: ₹600
- From ₹10001 to ₹25000: ₹800
- From ₹25001 to ₹50000: ₹1000
- Above ₹50000: ₹1200
Card Fee
Annual Fee
Joining Fee
Foreign Transaction Fee
3.5%
*Applicable Taxes
Fraud Liability
Lost Card Liability Cover