Experience unparalleled luxury with the exclusive Kotak Infinite Credit Card. This invite-only card offers a minimum credit limit of ₹10 Lakh and the potential for instant credit limit increases, subject to bank approval, allowing you to confidently manage significant purchases.
Enjoy a premium lifestyle with no joining or annual fees. Personalize your card with your own image and benefit from a comprehensive suite of exclusive privileges, including:
*Complimentary Entertainment: 24 complimentary PVR movie tickets (2 per month).
*Elevated Leisure: Complimentary golfing privileges.
*Rewarding Lifestyle: 800 reward points awarded monthly.
*Unmatched Convenience: Unlimited concierge services.
*Global Travel: 4 quarterly visits to Dream Folks airport lounges.
*Travel Perks: Fuel and railway surcharges waived.
The Kotak Infinite Credit Card represents the pinnacle of rewards programs in India, providing an exceptional VIP experience. Eligibility is by invitation only.
Card Fee
Below mentioned are the fees and charges associated with this credit card:
| Title | Details |
| Joining Fee | Free |
| Annual Fee | Nil |
| Finance Charges | 3.10 % p.m. |
| Late Payment Charges | For Statement Balance:
Up to Rs. 100 – Nil |
Kotak Infinite Credit Card Eligibility Criteria
The applicant must meet the below eligibility criteria to apply for credit card:
| Criteria | Details |
| Occupation | Salaried or Self-employed |
| Age | 21 to 60 years (or till retirement age) |
| Minimum Income Required | Rs. 30,000 per month |
| ITR(For Non-Salaried Person) | 600000 with
Minimum Credit Score 700 |
** These criteria are only indicative. The bank reserves the right to approve or decline applications for credit cards.
Kotak Infinite Credit Card Overview
The Kotak Wealth Management Infinite Credit Card is an exclusive, invitation-only program designed for our most esteemed clients. This premium credit card offers a superior rewards program, personalized card design, access to exclusive golf privileges, and invitations to prestigious international events. The card is meticulously crafted to cater to the unique lifestyle and substantial spending power of our high-net-worth clientele. Its exclusivity is paramount, reflecting the exceptional value and bespoke service we provide to our Kotak Wealth Management clients.
Kotak Wealth Infinite Credit Card Benefits and Privileges
Golf Benefits
The cardholder will receive two complimentary rounds of golf every month. Additionally, once in a quarter, they can invite two friends for a complimentary round as well.
Movies Privilege
Enjoy the benefit of 24 free PVR movie tickets every year, with 2 tickets provided each month.
Fuel Charge Waiver
Save 1% on fuel surcharge at all petrol pumps across India.
Railway Ticket Waiver
When booking a ticket on www.irctc.co.in or through an Indian Railways booking counter, get a railway surcharge waiver ranging from 1.8% to 2.5%.
Premium Concierge Services
Get a comprehensive range of services, including arranging hotel and dining reservations, flight ticketing assistance, booking tickets for special events and performances, providing Spa & Fitness Centre information, and offering referral assistance for various needs.