Experience unparalleled convenience and rewards with the BOB Select Credit Card from Bank of Baroda. This premium card offers exclusive privileges designed to elevate your everyday spending. Enjoy benefits such as seamless online shopping and utility bill payments, delectable dining experiences, and fuel surcharge waivers.
The BOB Select Credit Card provides exceptional value for discerning shoppers. Earn 5 reward points for every ₹100 spent on online purchases and dining. Further enhancing its appeal, the card offers the option of add-on cards for added convenience. A one-time joining fee of ₹750 is applicable, which is waived upon spending ₹7,500 within the first 60 days of card activation.
Apply for the BOB Select Credit Card today and transform your everyday transactions into rewarding experiences.
Features
- Enjoy the 1% fuel surcharge waiver.
- Up to 3 add-on cards are available.
- Get 5X rewards on spending INR 100.
Welcome Offer
- Fee reversal on spending INR 7500 in 60 days
- Dining: 5X rewards on online spends.
- Earn 500 reward points on spent of Rs.5000 within 60 days of card issuance
| Particulars | Amount | ||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Joining Fee | Free | ||||||||||||||||||
| Annual Fee | Free | ||||||||||||||||||
| Finance Charges | 1.99% p.m. (23.88% p.a.) | ||||||||||||||||||
| Cash Withdrawal Fee | 2.5% of amount withdrawn or Rs. 500 whichever is higher | ||||||||||||||||||
| Rewards Redemption Fee | Nil | ||||||||||||||||||
| Late Payment Charges |
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BOBCARD Select Credit Card Eligibility Criteria
Minimum & Maximum age of the applicant 18-65 Years
Minimum monthly income 25000
ITR(For Non-Salaried Person) 300000
Minimum Credit Score 750
** These criteria are only indicative. The bank reserves the right to approve or decline applications for credit cards.
BOBCARD Select Credit Card
Experience the rewards of the BOBCARD Select Credit Card. Enjoy exclusive benefits, including enhanced rewards on select spending categories (5x Reward Points for every ₹100 spent). Reach annual spending of ₹70,000 to unlock a complimentary suite of benefits including fee waivers, insurance coverage, and zero liability protection in case of loss or theft. This premium Bank of Baroda credit card offers unparalleled value and convenience. Apply now to begin enjoying the exceptional features and benefits.
BOBCARD Select Credit Card Features & Benefits
This is one of the best credit cards in India and is your gateway to a world of benefits. Tailored to cater to the discerning user, it offers a mix of rewards, convenience, and security, all designed to complement a modern lifestyle. Whether it’s travel, dining, or entertainment, this card is your ticket to a premium experience.
BOBCARD Select Card Fee Reversal Benefits
Embrace the cost-efficiency of a credit card that rewards your spending habits. With potential fee reversals, responsible usage and achieving spending targets could see annual fees waived, enhancing the card’s value proposition for its users.
- Spend ₹7,500 within the first 60 days to get the joining fee reversed.
- Spend ₹70,000 in a year to have your annual fees waived.
BOBCARD Select Card Fuel Benefits
Say goodbye to additional fuel charges. This credit card includes fuel benefits that reduce the extra costs associated with fuel transactions nationwide, offering relief for those who frequently find themselves at the pump.
- Enjoy a 1% waiver on fuel surcharge across all fuel stations in India for transactions ranging from ₹400 to ₹5,000.
- The maximum benefit of ₹250 per billing cycle is only allowed.
BOBCARD Select Card Additional Benefits
Step into a world of extra privileges with a credit card that goes beyond the basics. From culinary delights to travel upgrades, cardholders can indulge in additional benefits, ensuring every experience is a notch above the ordinary.
- Get upto 3 add-on cards for your family members like parents, spouse, or kids above the age of 18 years.
- From the transaction date, get credit with no interest for up to 50 days.
- In case of card loss, report immediately to enjoy zero liability on any fraudulent transactions.
- Stay secured with a free Personal Accidental Death Cover, ensuring your family’s financial protection.
- Convert purchases above ₹2,500 into easy EMIs over 6 to 36 months.
- Get the facility of revolving credit.
BOBCARD Select Credit Card Reward Benefits
Maximise your spending with one of the best rewards credit cards in India that turn purchases into points. These reward benefits unlock a spectrum of redemption options, allowing you to enjoy a variety of gifts, services, and experiences simply by using your card for everyday transactions.
- Up to 5X reward points in sending INR 100.
- The reward points each month are capped at a maximum of 1000 points.
- No reward points will be earned on the fuel transactions.
- Redeem your reward points as cashback or choose from various exciting options.
BOBCARD Select Credit Card Insurance Benefits
- Get free personal accidental death cover to ensure financial protection of your family by air Rs.15 Lakh and by non-air Rs.5 Lakh.
BOBCARD Select Credit Card Shopping Benefits
Elevate your retail therapy with one of the best shopping credit cards in India that offers exclusive shopping benefits. It brings you closer to a seamless shopping experience with attractive discounts, cashback deals, and easy EMI options at numerous partner brands and retailers.
- Get 5 Reward Points for every ₹100 spent on Dining and Online spending.
- 1 Reward Point for every ₹100 you spend on any other categories.
- A quick, safe, and secure way to pay a maximum of up to ₹ 5000 at retail stores with just a tap.
BOBCARD Select Credit Card Fees & Charges
Stay informed about the financial aspects of your credit card. With clear-cut information on annual fees, interest rates, and transaction charges, cardholders are empowered to manage their finances effectively and avoid any unwelcome surprises on their statements.
Cash Advance Limit: 2.5% or INR 300 (whichever is higher)
Over Limit Penalty: 2.5% or INR 500 (whichever is higher)
Minimum Repayment Amount: 5% or INR 100 (whichever is higher)
Duplicate Bill: Rs 25 per bill
Document Required for BOBCARD Select Credit Card
To apply for the BOB Select Credit Card, you’ll need to provide proof of identity (PAN card, Passport, Driving Licence, Aadhaar card), proof of income (IT Return, latest payslip, or Form 16), and proof of residence (Passport, electricity bill, or Ration Card).
How to check BOBCARD Select Credit Card Application Status
You can check the status of your Select Credit Card application by visiting the BOBCARD official website or by contacting their customer service. Alternatively, you can visit your nearest BOBCARD Branch for a status update.