Experience unparalleled luxury and convenience with the Yes Bank Elite Credit Card. Enjoy exclusive privileges designed to elevate your everyday spending. Earn generous rewards: 12 points for every ₹200 spent online and 6 points for every ₹200 spent offline. Maximize your rewards with 4 points on select categories and redeem your points for valuable air miles.
Benefit from a comprehensive suite of exclusive offers, including up to 25% off movie tickets, contactless payment functionality, and robust purchase protection of up to INR 50,000. Enjoy seamless international travel with complimentary access to airport lounges and savor exceptional dining experiences with exclusive discounts.
Apply for your Yes Bank Elite Credit Card today and receive a complimentary ₹500 Amazon voucher upon spending ₹1000 within the first 30 days of online application. Transform your spending into rewarding experiences.
Card Fees and Charges
| Particulars | Amount | ||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Joining Fee | Rs. 399 with tax | ||||||||||||||||||
| Annual Fee | Rs. 399 with tax | ||||||||||||||||||
| Finance Charges | 2.99% p.m. | ||||||||||||||||||
| Cash Withdrawal Fee | 2.5% of amount withdrawn or Rs. 500 whichever is higher | ||||||||||||||||||
| Rewards Redemption Fee | Nil | ||||||||||||||||||
| Late Payment Charges |
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** These criteria are only indicative. The bank reserves the right to approve or decline applications for credit cards.
YES Bank ELITE Credit Card
The YES Bank Premium Credit Card: Unparalleled Rewards and Exclusive Benefits
Maximize your spending power with the YES Bank Premium Credit Card, offering exceptional rewards and a suite of exclusive privileges designed for discerning individuals. Enjoy a lucrative rewards program, earning 12 points for every INR 200 spent online and 6 points for every INR 200 spent offline. This robust rewards structure ensures you maximize your return on every transaction.
Benefit from a comprehensive array of premium benefits, including:
*Significant Savings on Everyday Expenses: Enjoy up to 25% off movie tickets and a 1% fuel surcharge waiver on transactions between INR 400 and INR 5,000, offering substantial monthly fuel savings. Dine out in style with a minimum 15% discount at select restaurants.
*Global Travel Perks: Access international airport lounges for seamless travel experiences.
*Enhanced Purchase Protection: Benefit from comprehensive purchase protection of up to INR 50,000 on online purchases, providing peace of mind for your online shopping.
*Streamlined Transactions: Enjoy the convenience and security of contactless payments.
*Exclusive Golf Privileges: Golf enthusiasts can take advantage of waived green fees and lessons at participating golf courses.
Financial Advantages:
The annual membership fee is INR 999, waived upon spending INR 20,000 within the first 30 days. Renewal fees are also waivable, rewarding long-term loyalty. The card carries a competitive monthly interest rate of 3.80%.
The YES Bank Premium Credit Card is more than just a payment instrument; it’s an investment in your lifestyle, offering a compelling blend of rewarding benefits, exclusive privileges, and exceptional value. Experience a new dimension of premium privileges today.
Features & Benefits of YES Bank ELITE Credit Card
The YES ELITE Credit Card is one of the best credit cards in India that is tailored for the discerning individual, offering a luxurious array of features that include extensive reward points on various purchases, exclusive dining and travel perks, and a suite of premium lifestyle benefits, setting a new standard for elite spending.
YES ELITE Card Fee Waiver Benefits
Experience the epitome of financial freedom with the fee waiver benefits of this card. High spenders can have their annual fees waived, making luxury more accessible. It rewards your lifestyle choices by offering a waiver on the annual fee, subject to achieving annual spending targets, ensuring that your pursuit of excellence remains uninterrupted by additional costs.
- Spend INR 20,000 within 30 days of the card set-up date for a first-year membership fee waiver.
- Spend INR 2,00,000 and get your renewal fees waived off.
YES ELITE Card Dining Benefits
Indulge in gourmet experiences with the card’s dining benefits, providing substantial discounts at select restaurants, making every meal a more rewarding experience. It turns every dining experience into an opportunity for both gastronomic and fiscal pleasure, perfect for those who appreciate the finer tastes in life.
- Get 15% discount when you visit for dining at selected restaurants.
YES ELITE Card Movies Benefits
Movie buffs can delight in the cinematic world with attractive discounts on movie tickets, making entertainment experiences more enjoyable. This feature ensures that your passion for films is matched by smart savings.
- Get 25% off on booking a movie ticket via BookMyShow.
- The discount per calendar year is INR 250 or 25% whichever is lower.
YES ELITE Card Insurance Benefits
Cardholders can navigate life confidently with comprehensive insurance benefits that protect against travel mishaps and offer peace of mind. It provides comprehensive coverage, ensuring that you’re protected against the unforeseen, from travel mishaps to accidental damage to purchases.
- Get the Credit Shield cover of INR 3 Lakhs.
- Benefit from Lost Card liability cover of INR 3 Lakhs.
- Insurance cover of INR 50,000 against accidental damage for 6 months for mobile & electronic devices purchased online.
YES ELITE Card Golf Benefits
Perfect your swing with exclusive golfing privileges. The card offers green fee waivers at prestigious golf courses, allowing you to indulge in your love for the game without the extra expense, while also enjoying the opulence of the country club life.
- Receive 4 complimentary rounds of green fees each calendar year at golf courses in India.
- Additionally, enjoy one golf lesson every month at select golf courses in India.
YES ELITE Card Additional Benefits
Elevate your experience with additional benefits such as concierge services, assistance with automobile and home emergencies, and 24/7 customer support. These benefits are curated to ensure that your lifestyle is as seamless and uninterrupted as your card transactions.
- Transform purchases over INR 1500 into easy-to-manage EMI payments with just a call.
- Opt for EMI conversions with ease, directly over the phone.
- Take advantage of a competitive foreign transaction fee of just 2.75%.
- Benefit from a grace period of up to 50 days without interest.
- Discover a spectrum of offers across shopping, dining, travel, and wellness at our dedicated offers page.
- Access a suite of assistance services, including Concierge, Automobile, and Home.
- Reach out to our round-the-clock customer service team for any support.
- Share the benefits with family by applying for supplementary cards.
- Conduct secure online transactions with our advanced 3D secure technology.
- Enjoy peace of mind with our zero liability policy in the event your card is lost or stolen.
- Set up your PIN quickly and start transacting securely.
- Make swift contactless payments for transactions up to INR 5000.
Reward Benefits of YES Bank ELITE Credit Card
Revel in the card’s reward benefits, where every spend is an opportunity to accumulate points. Whether it’s for daily expenses or luxury purchases, the card ensures that every transaction is rewarding, enabling you to collect points that can be exchanged for a wide range of indulgences. The benefits that you get with the best rewards credit card in India are given as below.
- Earn 12 reward points when you spend INR 200 on online purchases.
- Get 6 reward points for every INR 200 spent on offline purchases.
- Enjoy 4 reward points for every INR 200 spent on specific categories.
- You can accumulate up to 12000 Rewardz points in online shopping categories monthly.
YES ELITE Card Reward Redemption Benefits
The card’s redemption process is designed for flexibility, allowing you to exchange points for a variety of high-end products, services, and experiences. This versatile portfolio ensures that the benefits you accrue are in line with your exclusive tastes and preferences.
- Redeem your reward points for various handpicked gifts and vouchers from Rewards Catalogue.
- Use reward points for booking tickets on major airlines.
- Book hotels using the points earned.
- Get the air miles at the selected air partners.
YES ELITE Credit Card Travel Benefits
The card’s travel benefits are tailored for the globe-trotter making it one of the best travel credit cards in India. The card offers access to a vast array of international lounges, ensuring that every trip you take begins with comfort and luxury, reflective of your elite status.
- Get 2 domestic lounge accesses per quarter for both primary and add-on cardholders.
- Enjoy 3 complimentary airport lounge accesses outside India with membership to the Priority Pass Program.
- Benefit from a 1% fuel surcharge waiver (max. INR 250 in a statement cycle) on transactions between INR 400 and INR 5,000.