The HDFC Infinia Metal Edition Credit Card is a premium offering designed for high-net-worth individuals. This card provides a comprehensive suite of benefits encompassing travel, shopping, and dining, among other spending categories. Its core value proposition rests on a generous reward structure and a range of features tailored to frequent high-value spenders.
Key features include a competitive reward rate of 5 Reward Points for every ₹150 spent. The card also caters to the needs of international travelers with a low 2% foreign currency markup and complimentary access to Priority Pass airport lounges.
While the annual fee is ₹10,000, the extensive benefits package justifies the cost for discerning individuals who prioritize convenience and premium lifestyle advantages. The HDFC Infinia Metal Edition Credit Card represents a compelling choice for those seeking an uncompromisingly premium financial product.
Features and Benefits
In addition to an excellent reward rate, HDFC Infinia offers several other travel and lifestyle benefits for consumers, as mentioned below:
Complimentary Lounge Access
- Unlimited domestic lounge access for primary and add-on cardholders
- Unlimited international lounge access via Priority Pass for primary and add-on cardholders
- Priority Pass membership card also provided for add-on cardholders
Hotel and Dining Benefits with ITC Hotels
- Book stay for 3 nights at participating ITC Hotels and pay for 2 nights only using HDFC Infinia Credit Card
- Get 1+1 complimentary buffet at participating ITC Hotels
Club Marriott Membership
- Complimentary Club Marriott membership for the first year as welcome benefit
- This membership entitles users to up to 20% off on food and beverages (for maximum 10 guests), 20% off on stays and 20% off on spa services at participating Marriott hotels in Asia Pacific region.
- Cardholders also get 2 one time use certificates for upgrade to the next category of rooms and up to 30% off on accommodation at the best available rates
Low Forex Mark-up Fee
- Forex mark-up fee of 2% on transactions made in foreign currency
Golf Benefit
- Unlimited complimentary golf games at participating golf courses in India and abroad
Other Features
- Global concierge service providing assistance with travel reservations, airport VIP services, golf, private dining, international gift delivery, etc.
- Flat 15% discount on dining via Swiggy Dineout at participating restaurants
- 1% fuel surcharge waiver on fuel transactions worth Rs. 400 to Rs. 1 Lakh (maximum waiver of Rs. 1,000 in a month)
- Spend Rs. 10 Lakh in the preceding year to get the annual fee waived off
- Air accident death cover worth Rs. 3 Crore
- Emergency overseas hospitalization cover up to Rs. 50 lakhs
- Credit shield insurance cover for up to Rs. 9 lakhs
Fees and Charges
| Particulars | Amount |
|---|---|
| Joining Fee | Rs. 12,500 |
| Annual Fee | Rs. 12,500 |
| Finance Charges | 1.99% p.m. (23.88% p.a.) |
| Cash Withdrawal Fee | 2.5% of amount withdrawn or Rs. 500 whichever is higher |
| Rewards Redemption Fee | Nil |
| Late Payment Charges | For Statement Balance:Up to Rs. 100:NilRs. 101 to Rs. 500:Rs. 100Rs. 501 to Rs. 1,000:Rs. 500Rs. 1,001 to Rs. 5,000:Rs. 600Rs. 5,001 to Rs. 10,000:Rs. 750Rs. 10,001 to Rs. 25,000:Rs. 900Rs. 25,001 to Rs. 50,000:Rs. 1,100More than Rs. 50,000:Rs. 1,300 |
Who is likely to get an invite for HDFC Infinia?
Individuals with a very high annual income
People who are already using a premium credit card
People who have a strong credit history with high limits on existing cards
Individuals who have a high relationship value with HDFC Bank and exposure to its multiple products
Eligibility Criteria to Apply for HDFC INFINIA Credit Card
You can avail of the membership for this Credit Card certainly by an invite only.
Documents Required for the HDFC INFINIA Credit Card Apply
The required documents that need to be carried along when applying for credit card are-
- Income documentation, such as a copy of your IT returns, most recent pay stubs, and Form 16.
- Aadhaar card or passport as proof of address.
- Two passport-size pictures.
- Application form duly completed.
- A duplicate of your PAN card or Form 60.
- Aadhaar card, passport, or driving license are examples of identity evidence.
Procedure to Apply for HDFC INFINIA Credit Card
There are two major ways to apply for this Credit Card, and the process is elaborated below:
a) Offline Procedure – The applicant with all the above-mentioned documents can walk into the nearest HDFC Bank branch to apply for the HDFC Infinia card. The representatives of the bank can walk the applicant through the procedure.
b) Online Procedure – In order to apply for this credit card online, you will have to follow the steps that are mentioned below-
Step 1: Visit or navigate to the HDFC Bank portal.
Step 2: Move to the credit card / apply credit card section.
Step 3: Choose the HDFC Infinia credit card.
Step 4: Apply with the required KYC and information and click on submit.
Once this has been done, when you are an eligible applicant, the bank will contact you for further verification of the card.