The SBI SimplyCLICK Credit Card is an entry-level card specifically designed for online transactions. Unlike its counterpart, the SBI SimplySAVE card, which emphasizes offline spending, the SimplyCLICK card offers enhanced rewards and benefits for online purchases. Partnerships with various merchants, including BookMyShow, Cleartrip, EazyDiner, and Netmeds, provide increased rewards on purchases made through these platforms. All other online transactions earn a five-fold reward increase compared to standard rates. While the card’s rewards rate is competitive for its low fee structure, its value is somewhat diminished by a relatively low redemption rate and limited redemption options.
SBI SimplyCLICK Credit Card Rewards Program
Cardholders will earn reward points at the following rates:
- 10 reward points for every Rs. 100 spent on the following partner brands: BookMyShow, Cleartrip, Apollo24x7, Swiggy, Dominos, Netmeds, Myntra and Yatra
- 5 reward points for every Rs. 100 spent on other online purchases
- 1 reward point for every Rs. 100 spent
Other Features & Benefits
SimplyCLICK cardholders enjoy accelerated rewards on numerous online partners and general online purchases. In addition to this, they benefit from:
- Milestone Benefits: Cleartrip e-vouchers worth Rs. 2,000 each on reaching annual spending milestones of Rs. 1 Lakh and Rs. 2 Lakh.
- Welcome Voucher: Amazon gift voucher worth Rs. 500 on payment of joining fee
- Annual Fee Reversal: Annual fee of Rs. 499 reversed on reaching annual spends of Rs. 1 Lakh
- Fuel Surcharge Waiver: 1% fuel surcharge waiver on transactions of Rs. 500 to Rs. 3,000
SBI SimplyCLICK Credit Card Fees and Charges
| Fee Type | Amount |
|---|---|
| Joining Fee | Rs. 499 |
| Annual Fee | Rs. 499 |
| Finance Charges | 3.50% p.m. | 42% p.a. |
| Late Payment Charges | For Statement Balance:Less than Rs. 500NilRs. 500 to Rs. 1,000Rs. 400Rs. 1,000 to Rs. 10,000Rs. 750Rs. 10,000 to Rs. 25,000Rs. 950Rs. 25,000 to Rs. 50,000Rs. 1,100Above Rs. 50,000Rs. 1,300 |
Things to Know Before you apply
Get this card if:
You want a low-fee entry-level rewards credit card
You frequently shop with SimplyCLICK’s partner brands- Swiggy, BookMyShow, Myntra, Cleartrip, etc.
You want to save on general online shopping but are not eligible for cashback cards that offer direct savings on online spends
Eligibility Criteria
Age: 21 to 70 years
Occupation: Salaried or Self-employed
Documents Required: PAN, Aadhaar or any other government approved photo ID and address proof, along with last 3-month’s salary slip or bank statement as proof of income
How to Apply for the SBI Simply Click Credit Card
You can apply for the Just Click SBI Card both online and offline, depending on your preference.
To apply for this card offline, go to your nearest SBI branch and fill out the physical application form.
To apply online for the same, simply follow the steps outlined below-
Step 1: Visit the SBI Card’s official website.
Step 2: Click ‘Apply Now’ beside the ‘Apply’ button.
Step 3: Your screen will show all of the SBI credit cards. Choose the SimplyCLICK SBI Credit Card and press the Apply Now button.
Step 4: Fill out all of the essential information and apply for the card.
Step 5: Your application number will be emailed to the phone number you provided.